If you have or have had breast cancer it’s important that you disclose it to your travel insurance company before you go on holiday as it is classed as a pre-existing medical condition, even if it was years ago.
If you don’t disclose your breast cancer on your application for travel insurance it could invalidate a claim leaving you with a large bill for medical expenses and maybe repatriation too.
What Is Breast Cancer?
Breast cancer is a type of cancer originating from breast tissue, most commonly from the inner lining of milk ducts or the lobules that supply the ducts with milk. Cancers originating from ducts are known as ductal carcinomas, while those originating from lobules are known as lobular carcinomas. Breast cancer occurs in humans and other mammals. While the overwhelming majority of human cases occur in women, male breast cancer can also occur.
The characteristics of the cancer determine the treatment, which may include surgery, medications (hormonal therapy and chemotherapy), radiation and/or immunotherapy. Surgery provides the single largest benefit, and to increase the likelihood of cure, several chemotherapy regimens are commonly given in addition. Radiation is used after breast-conserving surgery and substantially improves local relapse rates and in many circumstances also overall survival.
Breast cancer is more than 100 times more common in women than in men, although men tend to have poorer outcomes due to delays in diagnosis.
Prognosis and survival rates for breast cancer vary greatly depending on the cancer type, stage, treatment, and geographical location of the patient. Survival rates in the Western world are high; for example, more than 8 out of 10 women (84%) in England diagnosed with breast cancer survive for at least 5 years. In developing countries, however, survival rates are much poorer.
Travel Insurance With Breast Cancer Need Not Be Expensive
Travel insurance for people that have had breast cancer need not be expensive if you shop around and find a specialist that can select the right underwriter for your particular circumstances. For example the price of your travel insurance will be influenced by your specific symptoms of the disease, your age and the destination and the length of your stay.